/* ═══════════════════════════════════════════════════════════════════════
   ANKOR TRADE F.Z.E. — Stylesheet
   Editorial · Enterprise · Refined
   ═══════════════════════════════════════════════════════════════════════ */

:root {
  /* Palette */
  --navy:        #0b2447;
  --navy-mid:    #19376d;
  --navy-light:  #576cbc;
  --cream:       #fdfaf3;
  --cream-warm:  #f6f0e0;
  --paper:       #ffffff;
  --ink:         #0a0a0a;
  --ink-soft:    #2a2a2a;
  --steel:       #5a6478;
  --steel-light: #8a93a6;
  --rule:        #e6e2d4;
  --gold:        #c5a35b;

  /* Type */
  --serif: 'Fraunces', 'Times New Roman', Georgia, serif;
  --sans:  'Manrope', system-ui, -apple-system, sans-serif;

  /* Layout */
  --container: 1280px;
  --pad-x: clamp(1.25rem, 4vw, 3rem);

  /* Effects */
  --ease: cubic-bezier(0.4, 0, 0.2, 1);
  --shadow-soft: 0 1px 2px rgba(11,36,71,0.04), 0 8px 24px rgba(11,36,71,0.06);
  --shadow-card: 0 2px 4px rgba(11,36,71,0.04), 0 16px 40px rgba(11,36,71,0.10);
}

/* ── Reset ───────────────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--cream);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}
html.is-nav-open,
html.is-chat-open {
  overflow: hidden;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { background: none; border: none; cursor: pointer; font: inherit; color: inherit; }
ul { list-style: none; }
em { font-style: italic; }
html[dir="rtl"] body {
  direction: rtl;
}
html[dir="rtl"] .hero__title,
html[dir="rtl"] .intro__title,
html[lang="zh-Hans"] .hero__title,
html[lang="zh-Hans"] .intro__title,
html[lang="hi"] .hero__title,
html[lang="hi"] .intro__title {
  font-family: var(--sans);
  letter-spacing: -0.02em;
}
html[dir="rtl"] .hero__title-line--2 {
  padding-left: 0;
  padding-right: 6vw;
}
html[dir="rtl"] .btn__arrow,
html[dir="rtl"] .link-arrow span {
  transform: scaleX(-1);
}

/* ═════════════════════════════════════════════════════════════════════
   NAVIGATION
   ═════════════════════════════════════════════════════════════════════ */
.nav {
  position: sticky; top: 0; z-index: 100;
  background: rgba(253, 250, 243, 0.85);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--rule);
}
.nav__container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 1rem var(--pad-x);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}
.nav__brand { display: flex; align-items: center; gap: 0.75rem; }
.nav__logo { flex-shrink: 0; }
.nav__brand-text { display: flex; flex-direction: column; line-height: 1.05; }
.nav__brand-name {
  font-family: var(--serif); font-weight: 600; font-size: 1.05rem;
  letter-spacing: 0.04em; color: var(--navy);
}
.nav__brand-suffix {
  font-size: 0.65rem; letter-spacing: 0.2em; color: var(--steel); text-transform: uppercase;
}
.nav__menu { display: flex; align-items: center; gap: 2rem; }
.nav__link {
  font-size: 0.875rem; font-weight: 500; color: var(--ink-soft);
  position: relative; transition: color 0.2s var(--ease);
}
.nav__link:hover { color: var(--navy); }
.nav__link--active { color: var(--navy); }
.nav__link--active::after {
  content: ''; position: absolute; bottom: -8px; left: 0; right: 0;
  height: 2px; background: var(--navy);
}
.nav__link--cta {
  padding: 0.55rem 1.25rem; background: var(--navy); color: var(--cream);
  border-radius: 999px; transition: all 0.2s var(--ease);
}
.nav__link--cta:hover { background: var(--ink); color: white; }
.nav__toggle { display: none; flex-direction: column; gap: 4px; padding: 8px; }
.nav__toggle span { width: 22px; height: 2px; background: var(--navy); }
.lang-switcher {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  padding: 0.25rem 0.35rem 0.25rem 0.65rem;
  border: 1px solid var(--rule);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.58);
}
.lang-switcher__label {
  color: var(--steel);
  font-size: 0.62rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}
.lang-switcher__select {
  min-width: 4.1rem;
  padding: 0.38rem 1.45rem 0.38rem 0.55rem;
  border: 0;
  border-radius: 999px;
  color: var(--cream);
  background: var(--navy);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-align: center;
  text-transform: uppercase;
  outline: none;
}
html[dir="rtl"] .lang-switcher__select {
  padding-left: 1.45rem;
  padding-right: 0.55rem;
}

/* ═════════════════════════════════════════════════════════════════════
   HERO
   ═════════════════════════════════════════════════════════════════════ */
.hero {
  position: relative;
  padding: 5rem var(--pad-x) 6rem;
  overflow: hidden;
  background:
    radial-gradient(ellipse 80% 60% at 80% -10%, rgba(25, 55, 109, 0.10), transparent 60%),
    radial-gradient(ellipse 70% 50% at -10% 100%, rgba(197, 163, 91, 0.08), transparent 60%),
    var(--cream);
}
.hero__bg {
  position: absolute; inset: 0; pointer-events: none;
}
.hero__grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(to right, rgba(11, 36, 71, 0.04) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(11, 36, 71, 0.04) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse 80% 70% at 50% 50%, black 30%, transparent 80%);
  -webkit-mask-image: radial-gradient(ellipse 80% 70% at 50% 50%, black 30%, transparent 80%);
}
.hero__container {
  max-width: var(--container);
  margin: 0 auto;
  position: relative;
}
.hero__eyebrow {
  display: inline-flex; align-items: center; gap: 0.6rem;
  font-size: 0.78rem; letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--steel); font-weight: 500;
  padding: 0.5rem 1rem;
  border: 1px solid var(--rule); border-radius: 999px;
  background: rgba(255, 255, 255, 0.5);
  margin-bottom: 2.5rem;
}
.hero__pulse {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--gold); position: relative;
}
.hero__pulse::before {
  content: ''; position: absolute; inset: 0;
  border-radius: 50%; background: var(--gold);
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0% { transform: scale(1); opacity: 1; }
  100% { transform: scale(2.5); opacity: 0; }
}

.hero__title {
  font-family: var(--serif);
  font-size: clamp(3rem, 8vw, 7rem);
  font-weight: 400;
  line-height: 0.96;
  letter-spacing: -0.03em;
  color: var(--navy);
  margin-bottom: 2rem;
}
.hero__title-line {
  display: block;
  opacity: 1;
  transform: none;
}
.hero__title-line--1 { animation-delay: 0.1s; }
.hero__title-line--2 { animation-delay: 0.25s; padding-left: 6vw; }
.hero__title-line--2 em { color: var(--gold); font-weight: 500; }
.hero__title-line--3 { animation-delay: 0.4s; }
@keyframes rise {
  to { opacity: 1; transform: translateY(0); }
}

.hero__lede {
  max-width: 620px;
  font-size: clamp(1rem, 1.4vw, 1.15rem);
  color: var(--ink-soft); line-height: 1.65;
  margin-bottom: 2.5rem;
  opacity: 1;
}
.hero__actions {
  display: flex; flex-wrap: wrap; gap: 1rem;
  margin-bottom: 5rem;
  opacity: 1;
}

.hero__stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 2.5rem 3rem;
  padding-top: 2.5rem;
  border-top: 1px solid var(--rule);
  opacity: 1;
}
.stat__num {
  font-family: var(--serif); font-size: 2.75rem; font-weight: 500;
  color: var(--navy); letter-spacing: -0.02em; line-height: 1;
  margin-bottom: 0.5rem;
}
.stat__label {
  font-size: 0.82rem; color: var(--steel); line-height: 1.4;
}

/* ═════════════════════════════════════════════════════════════════════
   BUTTONS
   ═════════════════════════════════════════════════════════════════════ */
.btn {
  display: inline-flex; align-items: center; gap: 0.6rem;
  padding: 0.95rem 1.75rem;
  font-size: 0.9rem; font-weight: 500;
  border-radius: 999px;
  transition: all 0.25s var(--ease);
  letter-spacing: 0.02em;
}
.btn--primary {
  background: var(--navy); color: var(--cream);
}
.btn--primary:hover {
  background: var(--ink); transform: translateY(-1px);
  box-shadow: 0 8px 24px rgba(11,36,71,0.25);
}
.btn--ghost {
  background: transparent; color: var(--navy);
  border: 1px solid var(--navy);
}
.btn--ghost:hover { background: var(--navy); color: var(--cream); }
.btn__arrow { transition: transform 0.25s var(--ease); }
.btn:hover .btn__arrow { transform: translateX(4px); }

/* ═════════════════════════════════════════════════════════════════════
   TICKER
   ═════════════════════════════════════════════════════════════════════ */
.ticker {
  background: var(--navy);
  color: var(--cream);
  padding: 1.25rem 0;
  overflow: hidden;
  border-top: 1px solid rgba(255,255,255,0.08);
}
.ticker__track {
  display: flex; gap: 2.5rem; white-space: nowrap;
  animation: scroll 50s linear infinite;
  font-size: 0.82rem; letter-spacing: 0.05em;
}
.ticker__item { display: inline-flex; align-items: baseline; gap: 0.5rem; }
.ticker__label { font-weight: 700; color: var(--gold); }
.ticker__sep { color: var(--navy-light); }
@keyframes scroll {
  to { transform: translateX(-50%); }
}

/* ═════════════════════════════════════════════════════════════════════
   SECTION TAGS
   ═════════════════════════════════════════════════════════════════════ */
.section-tag {
  font-size: 0.72rem; letter-spacing: 0.2em; text-transform: uppercase;
  color: var(--gold); font-weight: 600;
  padding-left: 1.5rem; position: relative;
  margin-bottom: 1.5rem; display: inline-block;
}
.section-tag::before {
  content: ''; position: absolute; left: 0; top: 50%; transform: translateY(-50%);
  width: 1rem; height: 1px; background: var(--gold);
}
.section-tag--light { color: var(--cream-warm); }
.section-tag--light::before { background: var(--cream-warm); }

/* ═════════════════════════════════════════════════════════════════════
   INTRO
   ═════════════════════════════════════════════════════════════════════ */
.intro {
  padding: 7rem var(--pad-x);
  background: var(--cream);
}
.intro__container {
  max-width: var(--container); margin: 0 auto;
  display: grid; grid-template-columns: 1fr 1.4fr; gap: 5rem;
}
.intro__title {
  font-family: var(--serif);
  font-size: clamp(2rem, 4.5vw, 3.5rem);
  font-weight: 400;
  line-height: 1.05; letter-spacing: -0.02em;
  color: var(--navy);
}
.intro__title em { color: var(--gold); font-style: italic; font-weight: 500; }
.intro__lead {
  font-size: 1.15rem; line-height: 1.7;
  color: var(--ink-soft); margin-bottom: 1.5rem;
  font-weight: 400;
}
.intro__col-right p {
  color: var(--ink-soft); line-height: 1.75; margin-bottom: 2rem;
}
.link-arrow {
  display: inline-flex; align-items: center; gap: 0.5rem;
  font-weight: 500; color: var(--navy);
  border-bottom: 1px solid var(--navy);
  padding-bottom: 2px;
  transition: gap 0.25s var(--ease);
}
.link-arrow:hover { gap: 0.85rem; }

/* ═════════════════════════════════════════════════════════════════════
   OPERATIONS MEDIA
   ═════════════════════════════════════════════════════════════════════ */
.operations {
  padding: 6rem var(--pad-x);
  background: linear-gradient(180deg, var(--paper) 0%, var(--cream) 100%);
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
}
.operations__container {
  max-width: var(--container);
  margin: 0 auto;
}
.operations__head {
  max-width: 860px;
  margin-bottom: 2.5rem;
}
.operations__head h2 {
  font-family: var(--serif);
  font-size: clamp(2.1rem, 4.2vw, 4rem);
  font-weight: 400;
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--navy);
  margin: 1rem 0;
}
.operations__head p {
  color: var(--ink-soft);
  font-size: 1.05rem;
  line-height: 1.75;
}
.media-grid {
  display: grid;
  grid-template-columns: 1.08fr 0.92fr;
  gap: 1.25rem;
}
.media-card {
  overflow: hidden;
  background: var(--paper);
  border: 1px solid var(--rule);
  border-radius: 8px;
  box-shadow: var(--shadow-soft);
}
.media-card--wide {
  grid-row: span 2;
}
.media-card img {
  width: 100%;
  aspect-ratio: 16 / 10;
  object-fit: cover;
  border-bottom: 1px solid var(--rule);
}
.media-card--wide img {
  aspect-ratio: 4 / 3;
}
.media-card div {
  padding: 1.35rem;
}
.media-card span {
  display: block;
  margin-bottom: 0.55rem;
  color: var(--gold);
  font-size: 0.68rem;
  font-weight: 900;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}
.media-card h3 {
  font-family: var(--serif);
  font-size: clamp(1.45rem, 2.4vw, 2.2rem);
  line-height: 1.05;
  color: var(--navy);
  margin-bottom: 0.75rem;
}
.media-card p {
  color: var(--ink-soft);
  font-size: 0.96rem;
  line-height: 1.7;
}

/* ═════════════════════════════════════════════════════════════════════
   ROUTE NETWORK
   ═════════════════════════════════════════════════════════════════════ */
.route-network {
  padding: 6rem var(--pad-x);
  background:
    radial-gradient(ellipse 80% 60% at 20% 0%, rgba(87,108,188,0.12), transparent 62%),
    var(--navy);
  color: var(--cream);
}
.route-network--compact {
  background: var(--cream-warm);
  color: var(--navy);
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
}
.route-network__container {
  max-width: var(--container);
  margin: 0 auto;
}
.route-network__copy {
  max-width: 860px;
  margin-bottom: 2rem;
}
.route-network__copy h2 {
  font-family: var(--serif);
  font-size: clamp(2rem, 4vw, 3.8rem);
  font-weight: 400;
  line-height: 1.05;
  letter-spacing: -0.02em;
  margin-bottom: 1rem;
}
.route-network__copy p {
  max-width: 760px;
  color: rgba(253,250,243,0.76);
  font-size: 1.04rem;
  line-height: 1.75;
}
.route-network--compact .route-network__copy p {
  color: var(--ink-soft);
}
.route-network__map {
  overflow: hidden;
  border: 1px solid rgba(253,250,243,0.18);
  border-radius: 8px;
  background: rgba(255,255,255,0.04);
  box-shadow: 0 24px 70px rgba(0,0,0,0.22);
}
.route-network--compact .route-network__map {
  border-color: var(--rule);
  background: var(--paper);
  box-shadow: var(--shadow-card);
}
.route-network__map img {
  width: 100%;
  aspect-ratio: 16 / 9;
  object-fit: cover;
}
.route-network__map figcaption {
  padding: 0.95rem 1.1rem 1.1rem;
  color: rgba(253,250,243,0.68);
  font-size: 0.82rem;
  line-height: 1.55;
}
.route-network--compact .route-network__map figcaption {
  color: var(--steel);
}
.route-cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 1.2rem;
}
.route-cards article {
  min-height: 9rem;
  padding: 1.25rem;
  border: 1px solid rgba(253,250,243,0.16);
  border-radius: 8px;
  background: rgba(255,255,255,0.055);
}
.route-cards strong {
  display: block;
  margin-bottom: 0.5rem;
  color: var(--gold);
  font-size: 0.82rem;
  letter-spacing: 0.13em;
  text-transform: uppercase;
}
.route-cards span {
  color: rgba(253,250,243,0.74);
  line-height: 1.65;
  font-size: 0.93rem;
}

/* ═════════════════════════════════════════════════════════════════════
   CAPABILITIES
   ═════════════════════════════════════════════════════════════════════ */
.capabilities {
  background: var(--navy);
  color: var(--cream);
  padding: 7rem var(--pad-x);
  position: relative;
  overflow: hidden;
}
.capabilities::before {
  content: ''; position: absolute; inset: 0;
  background:
    radial-gradient(ellipse at 90% 0%, rgba(197, 163, 91, 0.10), transparent 50%),
    radial-gradient(ellipse at 0% 100%, rgba(87, 108, 188, 0.15), transparent 50%);
  pointer-events: none;
}
.capabilities__container {
  max-width: var(--container); margin: 0 auto; position: relative;
}
.capabilities__head { margin-bottom: 4rem; max-width: 700px; }
.capabilities__head h2 {
  font-family: var(--serif);
  font-size: clamp(2rem, 4.5vw, 3.5rem);
  font-weight: 400; line-height: 1.05; letter-spacing: -0.02em;
}
.capabilities__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 2px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.08);
}
.cap-card {
  background: var(--navy);
  padding: 2.5rem;
  position: relative;
  transition: background 0.3s var(--ease);
}
.cap-card:hover { background: var(--navy-mid); }
.cap-card__num {
  font-family: var(--serif);
  font-size: 0.78rem; letter-spacing: 0.2em;
  color: var(--gold); margin-bottom: 1rem;
}
.cap-card__icon {
  width: 48px; height: 48px; color: var(--cream);
  margin-bottom: 1.25rem;
}
.cap-card h3 {
  font-family: var(--serif); font-weight: 500;
  font-size: 1.4rem; margin-bottom: 0.75rem; letter-spacing: -0.01em;
}
.cap-card p { font-size: 0.92rem; color: rgba(253,250,243,0.75); line-height: 1.6; }

/* ═════════════════════════════════════════════════════════════════════
   PRODUCTS FEATURE
   ═════════════════════════════════════════════════════════════════════ */
.products-feature {
  padding: 7rem var(--pad-x);
  background: var(--cream-warm);
}
.products-feature__container { max-width: var(--container); margin: 0 auto; }
.products-feature__head { max-width: 700px; margin-bottom: 4rem; }
.products-feature__head h2 {
  font-family: var(--serif);
  font-size: clamp(2rem, 4.5vw, 3.5rem);
  font-weight: 400; line-height: 1.05;
  color: var(--navy); letter-spacing: -0.02em;
  margin-bottom: 1.25rem;
}
.lede { font-size: 1.05rem; color: var(--ink-soft); line-height: 1.7; }

.product-list { border-top: 1px solid var(--rule); }
.product-row {
  display: grid;
  grid-template-columns: 120px 1fr auto;
  align-items: center;
  gap: 2rem;
  padding: 2rem 0.5rem;
  border-bottom: 1px solid var(--rule);
  transition: background 0.25s var(--ease);
}
.product-row:hover { background: rgba(255,255,255,0.5); }
.product-row__num {
  font-family: var(--serif); font-style: italic;
  font-size: 0.85rem; color: var(--steel); letter-spacing: 0.08em;
}
.product-row h3 {
  font-family: var(--serif);
  font-size: 1.65rem; font-weight: 400;
  color: var(--navy); margin-bottom: 0.4rem;
  letter-spacing: -0.01em;
}
.product-row__tag {
  display: inline-block;
  font-family: var(--sans); font-size: 0.7rem; font-weight: 600;
  letter-spacing: 0.15em; text-transform: uppercase;
  color: var(--gold); background: rgba(197,163,91,0.12);
  padding: 0.25rem 0.7rem; border-radius: 4px;
  margin-left: 0.5rem;
  vertical-align: middle;
}
.product-row__name p { color: var(--steel); font-size: 0.9rem; }
.product-row__cta {
  display: inline-flex; align-items: center; gap: 0.5rem;
  font-size: 0.85rem; font-weight: 500; color: var(--navy);
}
.product-row__arrow { transition: transform 0.25s var(--ease); }
.product-row:hover .product-row__arrow { transform: translateX(6px); }

/* ═════════════════════════════════════════════════════════════════════
   GEO REACH
   ═════════════════════════════════════════════════════════════════════ */
.geo {
  padding: 7rem var(--pad-x);
  background: var(--navy);
  color: var(--cream);
}
.geo__container { max-width: var(--container); margin: 0 auto; }
.geo__title {
  font-family: var(--serif);
  font-size: clamp(2rem, 4.5vw, 3.5rem);
  font-weight: 400; line-height: 1.05; letter-spacing: -0.02em;
  margin-bottom: 4rem; max-width: 800px;
}
.geo__title em { color: var(--gold); font-weight: 500; }
.geo__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 3rem;
}
.geo__col h4 {
  font-family: var(--sans);
  font-size: 0.78rem; letter-spacing: 0.2em; text-transform: uppercase;
  color: var(--gold); font-weight: 600;
  padding-bottom: 1rem; margin-bottom: 1.5rem;
  border-bottom: 1px solid rgba(197,163,91,0.3);
}
.geo__list li {
  padding: 0.85rem 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  font-size: 0.92rem;
  color: rgba(253,250,243,0.75);
}
.geo__list li span {
  display: block;
  font-family: var(--serif); font-style: italic;
  font-size: 0.95rem; color: var(--cream);
  margin-bottom: 0.2rem;
}

/* ═════════════════════════════════════════════════════════════════════
   COMPLIANCE
   ═════════════════════════════════════════════════════════════════════ */
.compliance {
  padding: 7rem var(--pad-x);
  background: var(--cream);
}
.compliance__container {
  max-width: var(--container); margin: 0 auto;
  display: grid; grid-template-columns: 1.3fr 1fr; gap: 5rem; align-items: center;
}
.compliance__text h2 {
  font-family: var(--serif);
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 400; line-height: 1.1; letter-spacing: -0.02em;
  color: var(--navy); margin-bottom: 1.5rem;
}
.compliance__text p {
  font-size: 1.05rem; line-height: 1.75;
  color: var(--ink-soft); margin-bottom: 2rem;
}
.compliance__badges {
  display: grid; grid-template-columns: 1fr 1fr; gap: 1rem;
}
.badge {
  background: var(--paper);
  padding: 1.5rem;
  border: 1px solid var(--rule);
  border-radius: 4px;
  transition: all 0.25s var(--ease);
}
.badge:hover {
  border-color: var(--navy);
  transform: translateY(-2px);
  box-shadow: var(--shadow-soft);
}
.badge__name {
  font-family: var(--serif); font-weight: 500;
  font-size: 1.5rem; color: var(--navy); margin-bottom: 0.25rem;
}
.badge__sub { font-size: 0.78rem; color: var(--steel); }

/* ═════════════════════════════════════════════════════════════════════
   RETENTION
   ═════════════════════════════════════════════════════════════════════ */
.retention {
  padding: 6.5rem var(--pad-x);
  background:
    radial-gradient(ellipse 90% 60% at 100% 0%, rgba(197,163,91,0.10), transparent 60%),
    var(--paper);
  border-top: 1px solid var(--rule);
}
.retention__container {
  max-width: var(--container);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 0.9fr 1.2fr;
  gap: 4rem;
  align-items: start;
}
.retention h2 {
  font-family: var(--serif);
  font-size: clamp(2rem, 4vw, 3.6rem);
  font-weight: 400;
  line-height: 1.06;
  letter-spacing: -0.02em;
  color: var(--navy);
  margin-bottom: 1.25rem;
}
.retention__lead {
  color: var(--ink-soft);
  font-size: 1.08rem;
  line-height: 1.75;
}
.retention__grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}
.retention__grid article {
  min-height: 15rem;
  padding: 1.5rem;
  background: var(--cream);
  border: 1px solid var(--rule);
  border-radius: 8px;
}
.retention__grid span {
  display: inline-flex;
  width: 2.2rem;
  height: 2.2rem;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.2rem;
  color: var(--cream);
  background: var(--navy);
  border-radius: 50%;
  font-size: 0.72rem;
  font-weight: 900;
}
.retention__grid h3 {
  font-family: var(--serif);
  font-size: 1.4rem;
  color: var(--navy);
  margin-bottom: 0.65rem;
}
.retention__grid p {
  color: var(--ink-soft);
  font-size: 0.94rem;
  line-height: 1.65;
}

/* ═════════════════════════════════════════════════════════════════════
   CTA
   ═════════════════════════════════════════════════════════════════════ */
.cta {
  padding: 7rem var(--pad-x);
  background: linear-gradient(180deg, var(--cream-warm) 0%, var(--cream) 100%);
  text-align: center;
}
.cta__container { max-width: 800px; margin: 0 auto; }
.cta__title {
  font-family: var(--serif);
  font-size: clamp(2.25rem, 5vw, 4rem);
  font-weight: 400; line-height: 1.05; letter-spacing: -0.02em;
  color: var(--navy); margin-bottom: 1.5rem;
}
.cta__title em { color: var(--gold); font-weight: 500; }
.cta p {
  font-size: 1.1rem; color: var(--ink-soft); line-height: 1.65;
  margin-bottom: 2.5rem;
}
.cta__actions {
  display: flex; flex-wrap: wrap; gap: 1rem; justify-content: center;
}

/* ═════════════════════════════════════════════════════════════════════
   FOOTER
   ═════════════════════════════════════════════════════════════════════ */
.footer { background: var(--ink); color: rgba(253,250,243,0.7); }
.footer__container {
  max-width: var(--container); margin: 0 auto;
  padding: 5rem var(--pad-x) 3rem;
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 3rem;
}
.footer__col--brand { padding-right: 2rem; }
.footer__logo { margin-bottom: 1.25rem; }
.footer__brand-text { display: flex; flex-direction: column; gap: 0.25rem; margin-bottom: 1.5rem; }
.footer__brand-text strong {
  font-family: var(--serif); font-weight: 500;
  font-size: 1.15rem; color: var(--cream); letter-spacing: 0.04em;
}
.footer__brand-text span { font-size: 0.85rem; }
.footer__addr { font-size: 0.85rem; line-height: 1.7; color: var(--steel-light); }
.footer__col h5 {
  font-size: 0.75rem; letter-spacing: 0.2em; text-transform: uppercase;
  color: var(--gold); font-weight: 600;
  margin-bottom: 1.25rem;
}
.footer__col a {
  display: block;
  font-size: 0.9rem; color: rgba(253,250,243,0.7);
  padding: 0.4rem 0; transition: color 0.2s var(--ease);
}
.footer__col a:hover { color: var(--cream); }

.footer__legal {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 1.5rem var(--pad-x);
}
.footer__legal-container {
  max-width: var(--container); margin: 0 auto;
  display: flex; flex-wrap: wrap; gap: 1.5rem;
  justify-content: space-between; align-items: center;
}
.footer__copy { font-size: 0.78rem; color: var(--steel-light); line-height: 1.6; }
.footer__legal-nav { display: flex; flex-wrap: wrap; gap: 1.5rem; }
.footer__legal-nav a { font-size: 0.78rem; color: var(--steel-light); }
.footer__legal-nav a:hover { color: var(--cream); }

/* ═════════════════════════════════════════════════════════════════════
   TRADE CHAT
   ═════════════════════════════════════════════════════════════════════ */
.trade-chat {
  position: fixed;
  right: clamp(1rem, 2.5vw, 2rem);
  bottom: clamp(1rem, 2.5vw, 2rem);
  z-index: 240;
  font-family: var(--sans);
}
html[dir="rtl"] .trade-chat {
  right: auto;
  left: clamp(1rem, 2.5vw, 2rem);
}
.trade-chat__launcher {
  min-height: 3.35rem;
  display: inline-flex;
  align-items: center;
  gap: 0.65rem;
  padding: 0.85rem 1.05rem;
  color: var(--cream);
  background:
    linear-gradient(135deg, rgba(197,163,91,0.28), transparent 42%),
    var(--navy);
  border: 1px solid rgba(253,250,243,0.24);
  border-radius: 999px;
  box-shadow: 0 18px 50px rgba(11,36,71,0.26);
  transition: transform 0.2s var(--ease), box-shadow 0.2s var(--ease);
}
.trade-chat__launcher:hover {
  transform: translateY(-2px);
  box-shadow: 0 22px 60px rgba(11,36,71,0.32);
}
.trade-chat__pulse {
  width: 0.68rem;
  height: 0.68rem;
  border-radius: 50%;
  background: var(--gold);
  box-shadow: 0 0 0 6px rgba(197,163,91,0.2);
}
.trade-chat__launcher-text {
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.11em;
  text-transform: uppercase;
  white-space: nowrap;
}
.trade-chat__panel {
  position: absolute;
  right: 0;
  bottom: calc(100% + 0.9rem);
  width: min(410px, calc(100vw - 2rem));
  max-height: min(720px, calc(100vh - 7rem));
  display: grid;
  grid-template-rows: auto minmax(180px, 1fr) auto;
  overflow: hidden;
  background:
    linear-gradient(180deg, rgba(255,255,255,0.96), rgba(246,240,224,0.97)),
    var(--cream);
  border: 1px solid rgba(11,36,71,0.14);
  border-radius: 8px;
  box-shadow: 0 28px 90px rgba(11,36,71,0.24);
}
.trade-chat__panel[hidden],
.trade-chat__form[hidden] {
  display: none;
}
html[dir="rtl"] .trade-chat__panel {
  right: auto;
  left: 0;
}
.trade-chat__header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.1rem 1.15rem;
  color: var(--cream);
  background:
    linear-gradient(135deg, rgba(197,163,91,0.26), transparent 46%),
    var(--navy);
}
.trade-chat__header p {
  margin-bottom: 0.25rem;
  color: rgba(253,250,243,0.72);
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}
.trade-chat__header h2 {
  font-family: var(--serif);
  font-size: 1.35rem;
  font-weight: 500;
  line-height: 1.1;
  letter-spacing: -0.01em;
}
.trade-chat__close {
  width: 2rem;
  height: 2rem;
  flex: 0 0 2rem;
  border: 1px solid rgba(253,250,243,0.2);
  border-radius: 50%;
  color: var(--cream);
  font-size: 1.4rem;
  line-height: 1;
}
.trade-chat__messages {
  min-height: 0;
  overflow-y: auto;
  padding: 1rem;
  background:
    linear-gradient(to right, rgba(11,36,71,0.04) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(11,36,71,0.04) 1px, transparent 1px);
  background-size: 42px 42px;
}
.trade-chat__bubble {
  width: fit-content;
  max-width: 92%;
  margin-bottom: 0.7rem;
  padding: 0.78rem 0.9rem;
  border-radius: 8px;
  font-size: 0.88rem;
  line-height: 1.55;
  box-shadow: var(--shadow-soft);
}
.trade-chat__bubble--bot {
  color: var(--ink-soft);
  background: rgba(255,255,255,0.92);
  border: 1px solid var(--rule);
}
.trade-chat__bubble--user {
  margin-left: auto;
  color: var(--cream);
  background: var(--navy);
}
html[dir="rtl"] .trade-chat__bubble--user {
  margin-left: 0;
  margin-right: auto;
}
.trade-chat__chips {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin: 0.25rem 0 0.9rem;
}
.trade-chat__chips button {
  padding: 0.55rem 0.7rem;
  border: 1px solid rgba(11,36,71,0.16);
  border-radius: 999px;
  color: var(--navy);
  background: rgba(253,250,243,0.9);
  font-size: 0.75rem;
  font-weight: 800;
  letter-spacing: 0.03em;
  transition: background 0.2s var(--ease), border-color 0.2s var(--ease), transform 0.2s var(--ease);
}
.trade-chat__chips button:hover {
  transform: translateY(-1px);
  border-color: var(--gold);
  background: white;
}
.trade-chat__form {
  padding: 1rem;
  border-top: 1px solid var(--rule);
  background: rgba(253,250,243,0.98);
}
.trade-chat__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.65rem;
}
.trade-chat label {
  display: grid;
  gap: 0.35rem;
  margin-bottom: 0.65rem;
  color: var(--steel);
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.07em;
  text-transform: uppercase;
}
.trade-chat input,
.trade-chat textarea {
  width: 100%;
  min-width: 0;
  padding: 0.7rem 0.75rem;
  border: 1px solid rgba(11,36,71,0.14);
  border-radius: 6px;
  color: var(--ink);
  background: var(--paper);
  font: inherit;
  font-size: 0.88rem;
  letter-spacing: 0;
  outline: none;
  transition: border-color 0.2s var(--ease), box-shadow 0.2s var(--ease);
}
.trade-chat textarea {
  resize: vertical;
}
.trade-chat input:focus,
.trade-chat textarea:focus {
  border-color: var(--navy-mid);
  box-shadow: 0 0 0 3px rgba(87,108,188,0.13);
}
.trade-chat__consent {
  grid-template-columns: auto 1fr;
  align-items: start;
  gap: 0.55rem;
  color: var(--ink-soft);
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0;
  line-height: 1.45;
  text-transform: none;
}
.trade-chat__consent input {
  width: 1rem;
  height: 1rem;
  margin-top: 0.15rem;
}
.trade-chat__submit {
  width: 100%;
  padding: 0.82rem 1rem;
  color: var(--cream);
  background: var(--navy);
  border-radius: 6px;
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  transition: background 0.2s var(--ease), transform 0.2s var(--ease);
}
.trade-chat__submit:hover {
  transform: translateY(-1px);
  background: var(--ink);
}
.trade-chat__status {
  min-height: 1.1rem;
  margin-top: 0.65rem;
  color: var(--steel);
  font-size: 0.78rem;
  line-height: 1.4;
}

/* ═════════════════════════════════════════════════════════════════════
   RESPONSIVE
   ═════════════════════════════════════════════════════════════════════ */
@media (max-width: 980px) {
  :root { --pad-x: clamp(1rem, 4vw, 2rem); }
  body { font-size: 15.5px; }
  .nav {
    padding-top: env(safe-area-inset-top);
  }
  .nav__container {
    min-height: 4.5rem;
    gap: 0.85rem;
  }
  .nav__brand {
    min-width: 0;
  }
  .nav__brand-name {
    font-size: 0.96rem;
    overflow-wrap: anywhere;
  }
  .nav__brand-suffix {
    font-size: 0.58rem;
  }
  .nav__menu { display: none; }
  .nav__menu.is-open {
    display: flex; position: absolute; top: 100%; left: 0; right: 0;
    flex-direction: column;
    max-height: calc(100dvh - 4.5rem - env(safe-area-inset-top));
    overflow-y: auto;
    background: rgba(253,250,243,0.98);
    padding: 1rem var(--pad-x) calc(1.25rem + env(safe-area-inset-bottom));
    border-bottom: 1px solid var(--rule);
    gap: 0.45rem;
    box-shadow: 0 20px 45px rgba(11,36,71,0.12);
  }
  .nav__menu.is-open .nav__link {
    min-height: 3rem;
    display: flex;
    align-items: center;
    padding: 0.75rem 0.25rem;
    border-bottom: 1px solid rgba(230,226,212,0.9);
    font-size: 0.94rem;
  }
  .nav__menu.is-open .nav__link--cta {
    justify-content: center;
    margin-top: 0.5rem;
    border-bottom: 0;
  }
  .nav__toggle { display: flex; }
  .lang-switcher { margin-left: auto; }
  .intro__container,
  .compliance__container,
  .retention__container { grid-template-columns: 1fr; gap: 3rem; }
  .media-grid { grid-template-columns: 1fr; }
  .media-card--wide { grid-row: auto; }
  .route-cards { grid-template-columns: 1fr 1fr; }
  .route-cards article { min-height: auto; }
  .footer__container { grid-template-columns: 1fr 1fr; }
  .footer__col--brand { grid-column: 1 / -1; }
  .product-row { grid-template-columns: 1fr; gap: 1rem; padding: 1.5rem 0.5rem; }
  .product-row__num { display: none; }
  .hero__title-line--2 { padding-left: 0; }
  .hero__actions,
  .cta__actions {
    align-items: stretch;
  }
  .bank-grid {
    grid-template-columns: 1fr;
  }
}
@media (max-width: 640px) {
  :root { --pad-x: clamp(0.95rem, 5vw, 1.35rem); }
  .hero { padding: 2.7rem var(--pad-x) 3.5rem; }
  .hero__grid { background-size: 44px 44px; }
  .hero__eyebrow {
    width: 100%;
    align-items: flex-start;
    border-radius: 8px;
    font-size: 0.68rem;
    line-height: 1.45;
  }
  .hero__title {
    font-size: clamp(2.45rem, 13vw, 3.9rem);
    line-height: 1.02;
    margin-bottom: 1.35rem;
  }
  .hero__lede {
    margin-bottom: 1.6rem;
  }
  .hero__actions,
  .cta__actions {
    flex-direction: column;
  }
  .btn {
    width: 100%;
    justify-content: center;
    min-height: 3.15rem;
    padding: 0.9rem 1.1rem;
    text-align: center;
  }
  .hero__stats {
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
    margin-bottom: 0;
  }
  .stat__num {
    font-size: 2.15rem;
  }
  .stat__label {
    font-size: 0.76rem;
  }
  .intro,
  .operations,
  .route-network,
  .capabilities,
  .products-feature,
  .geo,
  .compliance,
  .retention,
  .cta,
  .content-section,
  .legal-content {
    padding-top: 3.8rem;
    padding-bottom: 3.8rem;
  }
  .page-hero {
    padding: 3.25rem var(--pad-x) 2.8rem;
  }
  .page-hero h1 {
    font-size: clamp(2.35rem, 12vw, 3.55rem);
  }
  .page-hero p,
  .intro__lead,
  .operations__head p,
  .route-network__copy p,
  .lede,
  .compliance__text p,
  .cta p {
    font-size: 0.98rem;
  }
  .media-card img,
  .media-card--wide img,
  .route-network__map img {
    aspect-ratio: 4 / 3;
  }
  .media-card div {
    padding: 1rem;
  }
  .cap-card {
    padding: 1.4rem;
  }
  .product-row h3 {
    font-size: 1.35rem;
  }
  .product-row__tag {
    display: table;
    margin: 0.55rem 0 0;
  }
  .footer__container { grid-template-columns: 1fr; gap: 2rem; }
  .compliance__badges { grid-template-columns: 1fr; }
  .retention__grid { grid-template-columns: 1fr; }
  .route-cards { grid-template-columns: 1fr; }
  .trade-chat {
    right: 0.75rem;
    left: 0.75rem;
    bottom: calc(0.75rem + env(safe-area-inset-bottom));
  }
  .trade-chat__panel {
    right: 0;
    left: 0;
    width: auto;
    max-height: calc(100dvh - 6.6rem - env(safe-area-inset-top));
  }
  .trade-chat__grid { grid-template-columns: 1fr; }
  .ops-table { grid-template-columns: 1fr; }
  .org-grid { grid-template-columns: 1fr; }
  .info-table {
    display: block;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
  }
  .info-table th,
  .info-table td {
    min-width: 10rem;
    padding: 0.85rem;
  }
  .trade-chat__launcher {
    margin-left: auto;
  }
  html[dir="rtl"] .trade-chat__launcher {
    margin-left: 0;
    margin-right: auto;
  }
}

@media (max-width: 420px) {
  .nav__container {
    padding-left: max(0.8rem, env(safe-area-inset-left));
    padding-right: max(0.8rem, env(safe-area-inset-right));
  }
  .nav__logo {
    width: 32px;
    height: 32px;
  }
  .nav__brand-text {
    max-width: 8.8rem;
  }
  .lang-switcher {
    gap: 0.25rem;
    padding-left: 0.45rem;
  }
  .lang-switcher__label {
    display: none;
  }
  .lang-switcher__select {
    min-width: 3.8rem;
    padding-left: 0.45rem;
    padding-right: 1.15rem;
  }
  .hero__stats {
    grid-template-columns: 1fr;
  }
  .trade-chat__launcher-text {
    max-width: 7.5rem;
    overflow: hidden;
    text-overflow: ellipsis;
  }
}

@media (min-width: 641px) and (max-width: 1180px) {
  .hero {
    padding-top: 4.5rem;
  }
  .hero__title {
    font-size: clamp(4.2rem, 9vw, 6rem);
  }
  .hero__stats {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .capabilities__grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .retention__grid {
    gap: 1rem;
  }
}

@media (hover: none) and (pointer: coarse) {
  .btn,
  .nav__link,
  .lang-switcher__select,
  .trade-chat__launcher,
  .trade-chat__close,
  .trade-chat__submit,
  .form button[type="submit"] {
    min-height: 44px;
  }
  .media-card,
  .cap-card,
  .badge,
  .product-row,
  .trade-chat__chips button {
    transition: none;
  }
  .media-card:hover,
  .cap-card:hover,
  .badge:hover,
  .product-row:hover,
  .btn:hover,
  .trade-chat__launcher:hover {
    transform: none;
  }
}

@media (orientation: landscape) and (max-height: 520px) {
  .hero {
    padding-top: 2rem;
    padding-bottom: 2.25rem;
  }
  .hero__stats,
  .ticker {
    display: none;
  }
  .trade-chat__panel {
    max-height: calc(100dvh - 1.5rem);
    bottom: 0;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
  }
}

/* Page-specific */
.page-hero {
  padding: 5rem var(--pad-x) 4rem;
  background: var(--cream);
  border-bottom: 1px solid var(--rule);
}
.page-hero__container { max-width: var(--container); margin: 0 auto; }
.page-hero h1 {
  font-family: var(--serif);
  font-size: clamp(2.5rem, 6vw, 5rem);
  font-weight: 400; line-height: 1; letter-spacing: -0.03em;
  color: var(--navy); margin-bottom: 1.5rem;
}
.page-hero h1 em { color: var(--gold); font-weight: 500; }
.page-hero p { font-size: 1.15rem; max-width: 700px; color: var(--ink-soft); line-height: 1.65; }

.content-section { padding: 5rem var(--pad-x); }
.content-section__container { max-width: 900px; margin: 0 auto; }
.content-section--wide .content-section__container { max-width: var(--container); }
.content-section h2 {
  font-family: var(--serif);
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  font-weight: 400; line-height: 1.15; letter-spacing: -0.02em;
  color: var(--navy);
  margin: 3rem 0 1.5rem;
}
.content-section h2:first-child { margin-top: 0; }
.content-section h3 {
  font-family: var(--serif);
  font-size: 1.35rem; font-weight: 500;
  color: var(--navy); margin: 2rem 0 0.75rem;
}
.content-section p { color: var(--ink-soft); line-height: 1.75; margin-bottom: 1.25rem; font-size: 1.02rem; }
.content-section ul { padding-left: 1.5rem; margin-bottom: 1.5rem; }
.content-section ul li {
  list-style: none; position: relative;
  padding: 0.5rem 0 0.5rem 1rem;
  color: var(--ink-soft); line-height: 1.65;
}
.content-section ul li::before {
  content: '·'; position: absolute; left: -0.5rem; top: 0.4rem;
  color: var(--gold); font-size: 1.5rem; line-height: 1;
}
.content-section--alt { background: var(--cream-warm); }

/* Info table */
.info-table { width: 100%; border-collapse: collapse; margin: 2rem 0; }
.info-table th, .info-table td {
  padding: 1rem 1.25rem; text-align: left;
  border-bottom: 1px solid var(--rule);
  font-size: 0.95rem;
}
.info-table th {
  font-family: var(--sans); font-size: 0.75rem;
  letter-spacing: 0.15em; text-transform: uppercase;
  color: var(--steel); font-weight: 600;
  background: var(--cream);
}
.info-table td:first-child { font-weight: 500; color: var(--navy); width: 40%; }

.ops-table {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 2rem;
}
.ops-table div {
  display: grid;
  gap: 0.6rem;
  padding: 1.35rem;
  background: var(--paper);
  border: 1px solid var(--rule);
  border-radius: 8px;
}
.ops-table strong {
  color: var(--navy);
  font-size: 0.82rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}
.ops-table span {
  color: var(--ink-soft);
  line-height: 1.65;
}

.org-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
  margin: 2rem 0;
}
.org-grid article {
  padding: 1.25rem;
  background: var(--paper);
  border: 1px solid var(--rule);
  border-radius: 8px;
}
.org-grid strong {
  display: block;
  margin-bottom: 0.5rem;
  color: var(--navy);
  font-family: var(--serif);
  font-size: 1.25rem;
}
.org-grid span {
  color: var(--ink-soft);
  line-height: 1.65;
}

/* Bank cards */
.bank-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 1.5rem;
  margin: 2rem 0;
}
.bank-card {
  background: var(--paper);
  border: 1px solid var(--rule);
  border-radius: 6px;
  overflow: hidden;
}
.bank-card__head {
  background: var(--navy); color: var(--cream);
  padding: 1rem 1.5rem;
  display: flex; align-items: center; justify-content: space-between;
}
.bank-card__currency {
  font-family: var(--serif); font-size: 1.5rem; font-weight: 500;
  letter-spacing: 0.04em;
}
.bank-card__chip {
  font-size: 0.7rem; letter-spacing: 0.15em; text-transform: uppercase;
  color: var(--gold);
}
.bank-card__body { padding: 1.5rem; }
.bank-card__row { display: flex; flex-direction: column; padding: 0.5rem 0; border-bottom: 1px dashed var(--rule); }
.bank-card__row:last-child { border-bottom: none; }
.bank-card__label {
  font-size: 0.7rem; letter-spacing: 0.15em; text-transform: uppercase;
  color: var(--steel); font-weight: 600;
}
.bank-card__value {
  font-family: ui-monospace, 'SF Mono', Monaco, monospace;
  font-size: 0.92rem; color: var(--navy); margin-top: 0.25rem;
  font-weight: 500;
}

/* Contact form */
.contact-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 4rem;
  max-width: var(--container); margin: 0 auto;
}
@media (max-width: 880px) { .contact-grid { grid-template-columns: 1fr; gap: 2.5rem; } }
.contact-info-block { padding: 1.5rem 0; border-top: 1px solid var(--rule); }
.contact-info-block h4 {
  font-size: 0.72rem; letter-spacing: 0.2em; text-transform: uppercase;
  color: var(--gold); font-weight: 600; margin-bottom: 0.75rem;
}
.contact-info-block p, .contact-info-block a { color: var(--ink-soft); font-size: 1rem; line-height: 1.6; display: block; }
.contact-info-block a:hover { color: var(--navy); }

.form { display: flex; flex-direction: column; gap: 1.25rem; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
@media (max-width: 600px) { .form-row { grid-template-columns: 1fr; } }
.field { display: flex; flex-direction: column; gap: 0.4rem; }
.field label {
  font-size: 0.75rem; letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--steel); font-weight: 600;
}
.field input, .field select, .field textarea {
  padding: 0.85rem 1rem;
  background: var(--paper);
  border: 1px solid var(--rule);
  border-radius: 4px;
  font-family: var(--sans); font-size: 0.95rem; color: var(--ink);
  transition: border-color 0.2s var(--ease);
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--navy);
}
.field textarea { resize: vertical; min-height: 140px; font-family: var(--sans); }
.form button[type="submit"] {
  align-self: flex-start;
  padding: 0.95rem 2rem; background: var(--navy); color: var(--cream);
  border-radius: 999px; font-weight: 500; font-size: 0.9rem;
  transition: all 0.25s var(--ease);
  letter-spacing: 0.02em;
}
.form button[type="submit"]:hover {
  background: var(--ink); transform: translateY(-1px);
}
.form-status {
  min-height: 1.5rem;
  margin: -0.35rem 0 0;
  color: var(--steel);
  font-size: 0.9rem;
  font-weight: 600;
}

/* Legal pages */
.legal-content { max-width: 800px; margin: 0 auto; padding: 5rem var(--pad-x); }
.legal-content h2 { font-family: var(--serif); font-size: 1.6rem; font-weight: 500; color: var(--navy); margin: 2.5rem 0 1rem; }
.legal-content h3 { font-family: var(--serif); font-size: 1.2rem; font-weight: 500; color: var(--navy); margin: 1.75rem 0 0.75rem; }
.legal-content p { color: var(--ink-soft); line-height: 1.8; margin-bottom: 1rem; font-size: 0.98rem; }
.legal-content ul { padding-left: 1.5rem; margin-bottom: 1rem; }
.legal-content li { color: var(--ink-soft); line-height: 1.7; margin-bottom: 0.4rem; }
.legal-content .meta { font-size: 0.85rem; color: var(--steel); padding: 1rem 0; border-bottom: 1px solid var(--rule); margin-bottom: 2.5rem; }

/* Leadership card */
.leader-card {
  background: var(--paper); border: 1px solid var(--rule); padding: 2.5rem;
  border-radius: 6px; margin: 2rem 0;
  display: grid; grid-template-columns: auto 1fr; gap: 2rem; align-items: center;
}
@media (max-width: 700px) { .leader-card { grid-template-columns: 1fr; text-align: center; } }
.leader-card__avatar {
  width: 120px; height: 120px; border-radius: 50%;
  background: linear-gradient(135deg, var(--navy), var(--navy-mid));
  color: var(--cream); display: flex; align-items: center; justify-content: center;
  font-family: var(--serif); font-size: 2.5rem; font-weight: 500;
}
.leader-card h3 { font-family: var(--serif); font-size: 1.5rem; color: var(--navy); margin-bottom: 0.25rem; }
.leader-card__role { font-size: 0.85rem; color: var(--gold); letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 0.75rem; }
.leader-card p { color: var(--ink-soft); line-height: 1.65; }